I tend to create a lot of WordPress themes for site owners who are new to self-hosted version of WordPress. So for awhile, I was explaining the details of using the Admin area in WP as well as How to use it (that'll be another post). Consider this a resource, in plain English, for those who want to know about the bits and pieces behind that Wizard of Oz curtain that we refer to as the WordPress login.
I think a lot of times we (users of the pluggable content management systems) rely on plugins to do the heavy-lifting a little TOO much and instead of trimming the fat, we're adding to the bloat. Here, I've come up with the plugins that you MUST have in your site before you think about starting to share your content.
I know most services are going to "the cloud". DO NOT put all of your trust into the cloud for your security. They can be vulnerable to attacks and hacks and who knows who has access to your data. Avoid the horror story! Be prepared. Backing up data is like health insurance. Get that peace of mind before tragedy happens.